Our Three-Step Process
to Your Best Rate
We have simplified the loan shopping experience into three easy steps — no personal details required to start.
Browse products from leading providers without surrendering personal details. See real rates, real terms, and real fees — all in one place.
Use our side-by-side analysis tools to evaluate APRs, factor rates, repayment terms, and eligibility requirements. Our calculators do the heavy lifting.
Connect with a loan officer knowing you have found the most affordable option for your unique situation. No surprises, no fine print.
Business Funding Options
for Individuals and Companies
Whether you're covering an unexpected personal expense or investing in the growth of your business, having access to financing can make a difference. Federal Business Program helps connect qualified applicants with lending partners that offer a variety of loan products, including short term personal loans, payday loan options where available, and business financing.
Instead of applying to multiple lenders one at a time, you can submit a single application to explore available financing opportunities based on your information.
Why People Choose
Federal Business Program
Looking for financing can be time consuming, especially when every lender has different application requirements. Federal Business Program provides a simple way to explore financing options through our network of lending partners.
When you apply through our platform, you can expect:
- One application to explore multiple lending opportunities
- A straightforward online application process
- Access to a network of lending partners
- Financing options for personal and business needs
- Assistance throughout the application process
Submitting an application does not guarantee approval or funding.
Industries We
Commonly Support
Our lending network works with businesses across a variety of industries, including:
Available financing programs depend on each lender's requirements and your business qualifications.
Common Reasons People
Apply for Financing
Individuals and businesses use financing for many different purposes.
As an individual, you may apply for a personal loan for:
- Emergency expenses
- Home repairs
- Medical bills
- Vehicle repairs
- Unexpected financial needs
If you are a business owner, you may seek financing to:
- Purchase equipment
- Buy inventory
- Manage cash flow
- Hire employees
- Expand operations
- Open a new location
- Invest in marketing
- Complete larger projects
The intended use of funds may be subject to lender guidelines.
Our Application Process
Simple & Straightforward
Getting started is simple.
- Complete an online application — Provide the requested information through our secure application.
- Application review — Your information is reviewed to determine potential financing options from participating lending partners.
- Review available offers — If a lender extends an offer, you can review the available terms before making a decision.
- Choose what works for you — You are under no obligation to accept a loan offer if it does not meet your needs.
Frequently Asked
Questions
Can I apply with less than perfect credit?
Qualification requirements vary by lender. Some lending partners consider factors beyond credit score.
How fast can funding happen?
Funding timelines differ by lender and loan type. Some lenders may provide funding as soon as the next business day after approval, while others may take longer.
Do you lend money directly?
No. Federal Business Program is not a direct lender. We help connect applicants with participating lending partners.
Does submitting an application guarantee approval?
No. All applications are subject to lender review. Approval, loan amounts, interest rates, repayment terms, and funding are determined solely by the participating lender.
Serving Individuals and Businesses
Nationwide
Federal Business Program helps connect individuals and business owners throughout the United States with lending partners offering personal and business financing products. Whether you're looking for a short term loan to handle an immediate expense or financing for your business, our platform makes it easier to explore available lending options.
Compare Every Loan Type
All in One Place
From Merchant Cash Advances to mortgages, we aggregate options from trusted lenders so you can evaluate them together.
Apply Online Today
If you're ready to explore personal or business financing options, complete our online application to see whether participating lenders may have loan products that fit your needs.
All loan requests are subject to lender approval, eligibility requirements, and applicable federal and state laws.
Qualify Today →Trusted by Borrowers
Across North America
I compared three MCA offers on Federal Business Program and found one with a factor rate 0.15 lower than my current offer. Saved my restaurant over $8,000 in repayment costs.
As a Canadian looking at US commercial mortgages, I had no idea where to start. The cross-border comparison tools made it genuinely clear. The loan officer was outstanding.
The payday loan comparison page was eye-opening. I could see the true APR on every option — something no other site showed me. I made a much smarter choice because of it.